Home Project Cost Worksheet

Pick your project to see what owners typically pay, then type the prices from your quotes. The total shows what you have priced and what is still missing.

Your budget

Pick your project

Then type the prices from your quotes.

Keep each part of the budget separate

Land or acquisition
Site work and access
Structure and materials
Plumbing, electrical and HVAC
Interior and exterior finishes
Design, permits and inspections
Delivery, removal and disposal
Other quoted work

What owners typically pay

These are what U.S. homeowners reported paying to the Census Bureau for work done in 2021 to 2023, every size of job together. Your own quotes are the price that counts.

Building a new house

New single-family houses sold in 2025 had a median price of $417,400, land included, and a median size of 2,194 sq ft. Houses a contractor built on the owner’s own land had a median contract price of $404,000, land not included (Census Bureau, Characteristics of New Housing, checked 2026-10-07). Use them as the starting line and replace them with your quotes: compare quotes that cover the same size, finish and site work, because a price per square foot means little when one quote leaves out the driveway, the utility hookups or the permits.

Contingency

Most builders and lenders plan a 10 to 20% contingency for surprises, such as rot found behind a wall; pick one or type your own. It is worked out on the priced subtotal, tax included. Leave out an incentive, rebate or insurance payment until its amount is confirmed.

Priced is not the same as complete

A subtotal cannot cover work still marked “not priced yet”. Ask whether demolition, access, delivery, permits, repairs and cleanup are in each price. Enter zero only when you have confirmed there is no charge, and mark a category “Not needed” when it does not apply.

My plans

Plans saved in this browser. Open a tool, then choose its load option to restore your measurements.

Choose a calculator